Free RM50 Jusco Cash Voucher (until 30/6/08)

Get JUSCO RM50 cash voucher immediately when you attend a free 60-minute health preview in a world class medical centre in Petaling Jaya.

Plus, you will get these additional offer:
1 Free cholesterol test
1 Free glucose test
1 Free body composition test
1 Free RM100 discount voucher for medical check up

No purchase required.

Requirements:
1. You must attend the 60-min health preview at our world class medical centre in Petaling Jaya (It's free)
2. You must be between 30 to 55 years old.
3. Your monthly income must be above RM5000 /month
4. If you are married, your spouse must attend the preview with you. (Married couple can swap the RM50 Jusco voucher with 2 Tai Thong buffet voucher!)

Topics of the Health Preview:
- Health Screening & Blood Tests
- Detection of common diseases and conditions such as cancer and diabetes

Location: M Floor, Tower 1, Wisma MCIS Zurich, Jln Barat, Petaling Jaya (behind PJ Hilton)

Duration of the preview: about 60 minutes.

Available sessions:
Mon-Fri: 4pm - 8pm
Sat-Sun: 11pm - 8pm
Last date of the preview is on 30-June-2008
Appointment is compulsory.

Contact for appointment:
Tel: 03-2287 2425 (9-6pm, Mon-Fri), or
Email your name, contact and preferrred date to: info@funzmobility.com

Check for more details:
http://www.facebook.com/pages/Behind-PJ-Hilton/Jusco/14693919414

Econsave Pontian Openning Ceremony Sales

Valid From: 13/06/08 ~ 24/06/08

Location:
Jalan Johor (beside Taman Kota Mas)
82000 Pontian Kechil, Johor.

Promotion Items:
Cap Rambutan Thai Fragrant Rice (Beras Wangi) (AAA) 10kg =>> RM39.90/each
Saji Cooking Oil 5kg =>> RM12.95/each
Enfragrow A+ (Plain/Vanilla/Honey) 1.7kg =>> RM78.95
Dutch Lady Growing Up Milk 123/456 (Vanilla/Honey) 1.8kg =>> RM39.90
Maggi Kari Letup (5+1) x 82gm =>> RM2.85 (limit 2 units per customer)
Sunkist Orange 5's =>> RM2.29
Carrots =>> RM0.25/100gm
Brocolli =>> RM0.49/100gm
Sawi Cameron =>> RM0.19/100gm
Ikan Bilis Halus =>> RM0.99/100gm

Rejoice Shampoo (Asst.) 400ml =>> RM8.99/each
Darlie (Twin pack) 2's x 250gm =>> RM11.95/twin pack (free gift Flowerware Plate worth RM2)
Laurier Soft Care Slim Wing (Twin pack) 2 x 32's + 8's(free) =>> RM16.75/each
Trojan Powder Detergent (Asst.) 3kg =>> RM6.50/bag

P/S: We will not responsible for any typo error. Any dispute please refer to price from Econsave Pontian. Please call them for more details: 07-6863433.

Johor's Largest Career & Education Fair 2008

YOU'RE CORDIALLY INVITED TO JOHOR'S LARGEST CAREER & EDUCATION FAIR 2008

Venue : Persada International Convention Centre
Date : 21 - 22 June 2008
Time : 10.00 AM - 7.00 PM

Job hunting has never been so easy. Check out the latest job opportunities at JobStreet.com and meet your potential employers face to face at the LARGEST Career and Education Fair in Johor.

Activities:
On-the-spot Interview
Career Development Talks
Courses Consultation
Meet Recruiters Face to Face
Resume Clinic
Internship Corner
Education Workshop
Contest & Lucky Draws

Don't miss out this opportunity of a life time!

They are also bringing you our very own "Resume Clinic" which provides guidance and tips on one-on-one session. So hurry get your resume ready and bring along your hard copy resume to them during the event. First come first served basis.

Information On Cash Rebates For Fuel Subsidy

Pos Malaysia Berhad (PMB) has been appointed as the source for disbursement of the Cash Rebates to eligible private vehicle owners.

The implementation will be done in two phases :

Phase I: eligible Malaysians whose road tax were purchased or renewed with effective date from 1 April 2008 until 31 May 2008 can start to claim the subsidy at post offices from 14 June 2008 (Saturday) until 31 March 2009.

Phase II: vehicle owners who have purchased or renewed their road tax from 1 June 2008 until 31 March 2009, can commence their Cash Rebate claims at post offices from 1 July 2008 (Tuesday) onwards.

Following the partial removal of fuel subsidies on June 4, owners of vehicles below 2,000cc and four-wheel-drive and pick-up trucks of up to 2,500cc are eligible for a RM625 rebate. Owners of motorcycles below 250cc are eligible for RM150.

Each person is allowed to claim rebates for five vehicles.

Road tax discount of RM200 for owners of private vehicles with engine capacities above 2,000cc

RM50 road tax discount for motorcycles with engines above 250cc.

Details of the procedure:
http://www.pos.com.my/v1/PDF/subsidi.htm

BonusLink 10th Anniversary Offers (until 31-12-08)

Now until Wednesday, 31st Dec 2008

In conjunction with BonusLink's 10th Aninversary, they are offering these 10 offers:

10x BonusLink Points at Parkson for storewide purchases on the 10th day of the month from May till December 2008.
Excludes Parkson Gift Vouchers. Not valid at Parkson South City Plaza.

10x BonusLink Points at Floor Depot for storewide purchases on the 10th day of the month from June till December 2008.

10x BonusLink Points at De Gem for storewide purchases on the 10th day of the month from May till December 2008.
Excludes purchases of Yellow Gold.

10x BonusLink Points at Onking for storewide purchases on the 10th day of the month from May till December 2008.
Minimum spend of RM1,000 and above in a single receipt.

10x BonusLink Points at Snips for any hair cut and/or hair wash services at all Snips outlet from 15th May till 30th September 2008.

10x BonusLink Points at Travel For All for storewide purchases on the 10th day of the month from May till September 2008.
Minimum spend of RM250 and above in a single receipt.

10x BonusLink Points at Puteri Pacific, Johor Bahru and Selesa Beach Resort, Port Dickson for hotel stays and dining on the 10th day of the month from May till September 2008.
Not valid for groups or meeting and seminar bookings at Selesa Beach Resort, Port Dickson.

10x BonusLink Points at Sachs for storewide purchases on the 10th day of the month from June till October 2008.

10x BonusLink Points for Worldwide Hotel Stay "Best of Australia" Packages, Sit-in Coaches and East Coast of America by Sime Darby Travel from 1st May till 31st October 2008.

10x BonusLink Points at Hertz when you rent a car on the 10th day of the month from May till December 2008.
Points awarded will be based on the pick-up date.

Terms and conditions apply.

Call 03-7262 1000 for more details.

Website: http://www.bonuslink.com.my

Maybankard EzyPay Promotion (until 30-6-08)

Now until Monday, 30th Jun 2008

Enjoy 5x TreatsPoints with Maybankard EzyPay, the 0% Interest-Free Instalment Plan.

Maybankard EzyPay is exclusively for Maybankard Visa, MasterCard, SonyCard and Petronas Maybankard Visa cardmembers.

Terms and conditions apply.

Call 1 800 886 688 for more details.

Website: http://www.maybank2u.com

Citibank 3x Rewards Points with Honda Accord (22-7-08)

Now until Tuesday, 22nd Jul 2008

Get Citibank 3x Rewards Points when you charge your booking fees or downpayment for a new Honda Accord with any of your Citibank credit cards*!

* Except Cash Back card, Shell card and Ready Cash card. Not valid with other promotions.

Terms and conditions apply.

Call 1 800 882 020 or visit any Honda dealers for more details.

For more info, please visit: http://www.citibank.com.my

Website: http://www.honda.com.my

Celcom Executive Plan Promo (15-7-08)

Now until Tuesday, 15th Jul 2008

Sign-up for the Celcom Executive Plan: Phone Package 600 or 1200 and get a FREE phone!

FREE phones:
Vodafone V720 (3G) worth RM799 with Phone Package 1200
Samsung J200i (3G) worth RM599 with Phone Package 1200
Sony Ericsson K530i (3G) worth RM699 with Phone Package 1200
LG KG130 worth RM299 with Phone Package 600
Motorola W230 worth RM299 with Phone Package 600
Sony Ericsson K200i worth RM299 with Phone Package 600

Special prices:
LG KT520* (3.5G) at RM230 (usual price: RM1,099) with Phone Package 1200
Nokia 3120 Classic (3G) at RM200 (usual price: RM799) with Phone Package 1200
Vodafone V810 (3G) at RM299 (usual price: RM1,099) with Phone Package 1200
Nokia 2600 Classic at RM60 (worth RM399) with Phone Package 600
i-mobile 318 at RM49 with Phone Package 600

Phone Package 600:
Pay RM600 in advance and RM100 will be credited back into your account every month for the next 6 months.

Phone Package 1200:
Pay RM1,200 in advance and RM100 will be credited into you account every month for the next 12 months.

* Available until 15th June.

Terms and conditions apply.

Call Celcom Careline at 03-3630 8888 or 1111 if you are calling from your Celcom mobile for more details.

Website: http://www.celcom.com.my

New TM EZnet 1315

TM has introduced their new EZnet 1315, an alternative to get Internet connection at home.

All TM fixed line subscribers nationwide can enjoy this pre-activated Internet narrowband service.

EZnet 1315 features:
- Pay per use at 4sen/min
- No registration, installation and annual fee charge
- No login or username required

You will be billed under TM's Telephone and Multimedia Bills.

For more detailed info, please visit:
http://www.tm.com.my/personal/internet/narrowband/eznet-1315/

5x Rewards Points with Citibank Platinum Credit Card (until 30-9-08)

Now until Tuesday, 30th Sep 2008

Earn 3x Rewards Points with Citibank Gold credit card and 5x Rewards Points with your Citibank Platinum credit card when you spend at these 8 participating departmental stores:

JUSCO
KL Sogo
Metrojaya
Parkson
Pacific
Sunshine
TANGS
The Store

You have to register via SMS to participate. SMS RP Your Citibank credit card number to 36700.

Terms and conditions apply.

Website:
http://www.citibank.com.my

BonusLink "Be A Millionaire Celebration" Contest (until 31-12-08)

Now until Wednesday, 31st Dec 2008

Participate in the BonusLink "Be A Millionaire Celebration" Contest and stand a chance to be 1 of the 20 winners. Each winner will win 1,000,000 BonusLink Points.

All you have to do is to tell them why you love being a BonusLink member by completing the contest form online.

Terms and conditions apply.

Visit BonusLink's website for more details.
http://www.bonuslink.com.my/promotions_details.asp?id=395

Hong Leong Bank MTV Credit Card 1,000,000 Reward Points Giveaways (until 30-6-08)

Now until Monday, 30th Jun 2008

Get up to 1,000 Reward Points when you share Hong Leong Bank's MTV privileges with 8 of your friends of which at least 5 are non-Hong Leong Bank credit cardholders.

This programme will run until 30th June 2008 or until the 1,000,000 Reward Points have awarded, whichever comes first and is open to all existing Hong Leong Bank MTV credit cardholders only.

Terms and conditions apply.

For more detailed info, please visit:
http://www.hlb.com.my/pfs/promo/mtv_rew/index.htm

Website: http://www.hlb.com.my

Win Honda CR-V with PB Platinum Card (until 30-6-08)

Now until Monday, 30th Jun 2008

You could win a brand new model of Honda CR-V when you spend with your PB Platinum Card now! With every RM300 retail purchase charged to your PB Platinum Card, you will automatically be entitled to 1 entry.

Terms and conditions apply.

Call 03-2176 8333 for more details.

Website: http://www.pbebank.com

MBF "Got 5 Get RM500,000" Contest (until 28-9-08)

From Monday, 7th Apr 2008 - Sunday, 28th Sep 2008

Participate in the MBF "Got 5 Get RM500,000" Contest by charging a minimum of RM50 to your MBF card. Check if your last digit of the approval code on your transaction slip is '5'. Register to participate (check website).

Win Cash Everyday for 25 weeks:
1st 205 successfully registered Got 5 win RM50 cash credit. Got 5 must be registered within the same day of transaction.

Grand Prize: RM500,000
5 cardmembers who have successfully registered the most Got 5 for transactions made within that week (Mon-Sun) will be selected for the Grand Prize draw. 5 Finalists per week x 25 weeks.

Terms and conditions apply.
Website: http://www.mbfcards.com

PanaShop "Shop and Activate" Contest and FREE Gifts (until 30-6-08)

Now until Monday, 30th Jun 2008

Get an instant gift with every purchase you make at PanaShop!

Instant gifts are:
Recyclable Non-Woven Bag with purchase from RM150-RM499
Calculator with purchase from RM500-RM1,499
USB/Battery Operated Fan with purchase from RM1,500-RM2,999
Backpack with purchase above RM3,000

Find out how you can get a PanaShop "Shop and Activate" Contest form & stand a chance to win:

Grand Prize: 50" Plasma TV with Home Theater System
1st Prize x 2: 42" Plasma TV with Home Theater System
2nd Prize x 3: 37" LCD TV
3rd Prize x 5: 32" LCD TV
Consolation Prize x 10: Panasonic Digital Camera

Contest & gifts redemption is only available at selected PanaShop outlets.

Terms and conditions apply.

Call Panasonic Customer Care Center at 03-5542 2288 for more details.

Website: http://www.panasonic.com.my

[Closed] Disney Double Creme Roll "Count Your Way To A Magical Holiday" Contest

Now until Saturday, 14th Jun 2008

Participate in the Disney Double Creme Roll "Count Your Way To A Magical Holiday" and stand a chance to win:

1st Prize x 2:
Holiday Package for 2 pax to Hong Kong Disneyland

2nd Prize x 10:
White Gold "Mickey" Diamond Pendant

3rd Prize x 20:
Pewter "Winner The Pooh" 4R Photo Frame

Consolation Prize x 150:
High 5 Bread Town tickets for 2 pax

All you have to do is to submit your contest form with 10 pieces of Disney Double Creme Roll wrappers.

Terms and conditions apply.

Contest form is available at participating outlets.

Website: http://www.silverbird.com.my

Win Dell Inspiron 1525 with Standard Chartered Credit Card (until 30-6-08)

Now until Monday, 30th Jun 2008

Charge to your Standard Chartered credit card or use your Choice Points and stand a chance to win a unit of Dell Inspiron 1525. A total of 100 units to be won!

You can either charge a minimum of RM50 in a single receipt to gain 1 chance to win or trade-in 1,000 Choice Points to gain 1 chance to win or you could do both, charge and trade-in for more chances!

Terms and conditions apply.

Call 03-7688 3313 to apply if you're not a Standard Chartered credit cardmember.

Website: http://www.standardchartered.com.my

MBF Cards Money For Nothing Program (until 4-9-08)

From Monday, 5th May 2008 - Thursday, 4th Sep 2008

You can now perform a Balance Transfer & get 2x Cash at 0% Interest with MBF Cards.

All you have to do is to:
- Transfer the minimum amount required from your other credit card(s) to your MBF card
- Choose your repayment period from 24 to 36 months
- Get 2x Cash at 0% Interest upon approval

Terms and conditions apply.

Call 03-2167 7600 for enquiries.

Website: http://www.mbfcards.com

HSBC Daily LCD TV Giveaway (until 23-6-08)

From Monday, 12th May 2008 - Monday, 23rd Jun 2008

Stand a chance to get a FREE Scarlet 32" LG60 LCD TV if you are an approved applicant for:
- HSBC credit card with a minimum spend of RM300 or
- HSBC Anytime Money

A total of 30 units (1 unit daily) of Scarlet 32" LG60 LCD TV to be won!

Terms and conditions apply.

For more detailed info, please visit:
http://www.hsbc.com.my/1/2/personal-banking/personal-financial-s...

Website: http://www.hsbc.com.my

Esso/Mobil "Discover Smiles and WIN Amazing Holidays" Contest (until 31-7-08)

From Monday, 5th May 2008 - Thursday, 31st Jul 2008

Stand a chance to win these prizes with every cumulative RM30 spent on Synergy Fuels with Smiles Card at Esso and/or Mobil service stations:

Grand Prize:
A royal holiday in Dubai, a shopping spree in Hong Kong or navigate a yacht across Australia each worth USD40,000.

Consolation Prize x 50:
Getaways to Losari (Indonesia), Hanoi (Vietnam) or Krabi (Thailand) worth USD3,000 each

Smiles Card must be swiped at the time of purchase to record the purchase.

Terms and conditions apply.

Call Smiles Customer Service Hotline at 1 300 880 323 for details.

Citibank Bill Payment Contest (until 31-7-08)

Now until Thursday, 31st Jul 2008

Pay bills with your Citibank credit card now and stand a chance to win:

Grand Prize x 1: 1 Year of FREE bills worth RM6,000
Special Prize x 85: 1 Month of FREE bills worth RM400

No slogans and no forms required. All you have to do is to pay more bills, the more you pay the higher your chances of winning.

You can pay via:
Citibank Online Bill Payment
Citi Mobile Bill Payment
Citibank One Bill

Terms and conditions apply.

For more detailed info, please visit:
http://www.citibank.com.my/APPS/portal/genericLoadPage.do?tabNo=1&htmlPageName=/promo/det/online_bill_payment.htm

Shell RE-ENERGISE My Ride Online Game Contest (until 30-4-09)

Now until Thursday, 30th Apr 2009

Participate in the Shell RE-ENERGISE My Ride Online Game Contest and stand a chance to win cash and Ferrari merchandise.

There are a total of 3 phases in this online contest:
Phase 1 until 31st August 2008
Phase 2 from 1st September till 31st December 2008
Phase 3 from 1st January 2009 till 30th April 2009

Terms and conditions apply.

For more detailed info, please visit:
http://www.shell.com/home/PlainPageServlet?FC=/my-en/tailored/shell_for_motorists/oils_lubricants/helix_new/promotion/app_helix_reenergise.html

Panasonic "Go For Gold" Contest (until 31-8-08)

Now until Sunday, 31st Aug 2008

Participate in the Panasonic "Go For Gold" Contest & stand a chance to win:

Grand Prize x 18:
All-expense paid 4D/3N trip to the 2008 Beijing Olympic Games worth RM18,000 each
Closing date on 30th June 2008

Monthly Prize - Champion:
VIERA FULL HD 42" Plasma TV (TH-42PY800H) worth RM7,999

Monthly Prize - Gold:
HD Camcorder HDC-HS9 worth RM3,399

Montly Prize - Silver:
Blu-ray Disc Player DMP-BD30 worth RM2,999

Monthly Prize - Bronze:
Rack Theatre (SC-HTR200) worth RM2,499

Monthly Prize - Consolation x 15:
SD Camcorder (SDR-S7) worth RM999

To participate, purchase RM500 and above worth of Panasonic AV products and complete the contest form, available at participating authorised dealers.

Terms and conditions apply.

Website:
http://www.panasonic.com.my

BonusLink "Supermom & Superdad" Contest (until 22-6-08)

Now until Sunday, 22nd Jun 2008

Participate in the BonusLink "Supermom & Superdad" Contest & stand a chance to win:

Grand Prize x 3: 20,000 BonusLink Points
Bonus Prize x 20: 1,000 BonusLink Points

To participate, create a "Superhero" e-card for your parents.

Terms and conditions apply.

For more detailed info, please visit:
http://www.bonuslink.com.my/promotions_details.asp?id=405

Maybank Top international Spender Contest (until 31-7-08)

Now until Thursday, 31st Jul 2008

Participate in the Maybank Top international Spender Contest and stand a chance to win Top Designer Shopping Vouchers worth:

Grand Prize: RM20,000
1st Prize: RM10,000
2nd Prize: RM5,000
Bonus Prize x 10: 1-night Complimentary stay at Junior Suite Cyberview Lodge Resort & Spa

To participate, simply spend with your Maybankard credit cards when you travel overseas. Be the top spender to win.

Terms and conditions apply.

For more detailed info, please visit:
http://www.maybank2u.com.my/promotions/maybankard/travel_treats/090508/page01.pdf

DiGi Prepaid "My First 11 in Switzerland" Contest (until 30-6-08)

Now until Monday, 30th Jun 2008

Stand a chance to win a holiday to Switzerland when you register 11 people to your DiGi Prepaid Friends & Family.

You can now call 11 numbers at 11 sen/min from 12am till 6pm with your DiGi Prepaid Family & Friends.

Grand Prize x 4:
Holiday for you & 11 people to Switzerland

All you have to do:
- Register all 11 Friends & Family numbers
- SMS WIN11 to 2000
- Answer the most questions in 5 minutes
- SMS WIN11 STATUS to 2000 to check score

Each participation will be charged RM0.15 sen.

Terms and conditions apply.

Call 016-221 1800 for more details.

Website: http://www.digi.com.my

Anakku "Spend & Win" Contest (until 31-7-08)

Now until Thursday, 31st Jul 2008

Participate in the Anakku "Spend & Win" Contest & stand a chance to win RM1,000,000 worth of prizes!

Get the contest form with every purchase of RM50 & above.

Terms and conditions apply.

Visit any Anakku boutique or counter for more details.

Call 03-5161 8822 for enquiries.

Website: http://www.anakku.com

RHB "I Win, You Win Prepaid Reload Campaign with Maxis"

Now until Tuesday, 15th Jul 2008

Participate in the RHB "I Win, You Win Prepaid Reload Campaign with Maxis" & stand a chance to win:

Grand Prize: MacBook Air

Monthly Prizes:
1st Prize - iPod touch 8GB
2nd Prize - iPod nano 4GB
3rd Prize - iPod shuffle 2GB

Weekly Prizes:
100% airtime rebate for every 100th reloads of RM30, RM60 & RM100 airtime.

To participate, just reload your Hotlink airtime via RHB Internet Banking or RHB ATMs.

Terms and conditions apply.

Call RHB Customer Care at 03-9206 8228 for enquiries.

For more detailed info, please visit:
http://www.rhbbank.com.my/personal/promotions/iwin_youwin_2/index.shtm

Shell "Win more than 1,000,000 kilometres* every week" Contest

Now until Monday, 28th Jul 2008

Participate in the Shell "Win more than 1,000,000 kilometres* every week" Contest!

Prizes are:
- 700 winners will win 1,500 kilometres each, which is equivalent to RM300
- 3 Grand Prize Winners will receive cash prizes on top of a year's worth of free petrol. Cash prizes increase every week.

To participate, purchase a minimum of RM30 worth of Shell Fuels** & submit your contest form. If you are Shell Citibank credit cardholder, you will have your winnings doubled. You will also get Free Kilometres Voucher with every purchase of Shell Helix.

* Based on 1,500 kilometres a week for 700 winners throughout the duration of 11 weeks until 28 July 2008. Based on RM1.92:1 litre = 10KM. Winners will receive prizes through BonusLink points redemptions.
** Applicable to Shell V-Power Racing, Shell Diesel, Shell Lubricants & Shell Select.

Terms and conditions apply.

For more detailed info, please visit:
http://www.shell.com/home/Framework?siteId=my-en&FC2=/my-en/html/iwgen/zzz_lhn.html&FC3=/my-en/tailored/shell_for_motorists/fuels/fuel_economy_pkg/offers/gfe_offers.html

The Store/Pacific 40th Bonanza Rewards Celebration

Now until Monday, 1st Sep 2008

Participate in The Store/Pacific 40th Bonanza Rewards Celebration & stand a chance to win instant prizes and:

Grand Prize x 5: Proton Saga 1.3 (M)
1st Prize x 15: Suzuki Smash REVO 110 Motorbike

To participate, get a Bonanza Rewards Celebration entry card with purchase of RM40.

Light Fortune (Instant Rewards) is not available Milimewa outlets.

Terms and conditions apply.

Visit website for more details.
http://www.tstore.com.my

Public Bank "DiGi Prepaid - Reload and win a Mobile Phone" Promotion

Now until Monday, 14th Jul 2008

Reload your DiGi Prepaid via Pbebank.com or Public Bank ATM & stand a chance to win:

Reload RM30 and above - every 200th customer wins a Motorola MOTOSLVR L72.
Reload RM10 and above - every 200th customer wins a Motorola W375.

Terms and conditions apply.

For more detailed info, please visit:
http://www.pbebank.com/en/en_content/personal/promotions/di.html

Maybank "Hari Hari Mau Reload" Contest

Participate in the Maybank "Hari Hari Mau Reload" Contest & stand a chance to win:

Grand Prizes:
1x BMW 116i (auto)
1x 37" Philips LCD TV
1x 32" Philips LCD TV

Monthly Prizes:
1x 42" Philips LCD TV
1x Sony DSC-T70 Digital Camera
1x Sony Portable DVD Player
1x Sony Portable Playstation
1x Sony Video MP3 Player
200x Hotlink Top-up RM30

Contest period:
3rd June 2008 - 30th June 2008
1st July 2008 - 31st July 2008
1st August 2008 - 31st August 2008

To participate, reload your Hotlink Prepaid at Maybank ATM, Maybank2u.com or SMS.

With minimum RM60 per reload and above, you're eligible for the Grand Prizes &
with minimum RM30 per reload you're eligible for the Monthly Prizes.

Terms and conditions apply.

For more detailed info, please visit:
http://www.maybank2u.com.my/promotions/contest/hariharimau/index.shtml

Get 100 Toyota Camry in 100 days by Celcom

Participation is very easy, just by sending at least 1 CORRECT ANSWER to 22222 from your Celcom mobile.

Charge: The participant will be charged RM5 per (sms replied) question answered accompany with this text message:
(RM5) Thank you for your reply to Celcom 100 Days 100 Cars. Terima Kasih. Celcom 100 Hari 100 Kereta

a. How to start
Send CARS to 22222
You'll get an SMS reply asking you for your name. You already have 10 points!

Send an SMS to 22222 writing your name (For example SUDESH)

You'll get 30 more points and an SMS reply with information on how to continue

Keep answering correctly to the questions you receive and collect points for the 100 Toyota Camry!

b. Daily Winners' selection procedure
The selection of daily winners will take place at the stroke of midnight. Winners will be notified via SMS and phone call. The winners will also be published on the website.

Further details on http://www.100days100cars.com

[Closed] Touch 'n Go "use 'n win" SMS Contest

Now until Sunday, 15th Jun 2008

Participate in the Touch 'n Go "use 'n win" Contest & stand a chance to win:

- 1 year FREE toll for the highest spender
- FREE Narnia tickets (300 tickets in total)

Visit website to find out how to participate.

Terms and conditions apply.

Call Touch 'n Go's Customer Careline at 03-7628 5115 for more details.

For more detailed info, please visit:
http://www.touchngo.com.my/whatNew_narnia.html

Malaysia Airlines "Everyday Low Fares"

For the first time in our history, Malaysia Airlines is offering Everyday Low Fares.

To get these special fares, you only need to take 3 steps:
1: Go to MAS website at malaysiaairlines.com as these fares are only available via the internet.
2: Buy the ticket at least 30 days before flight departure.
3: Remember these tickets are non-refundable & the flight dates cannot be changed.

[Closed] AirAsia GoInsure "50 Million Guests" Contest

From Wednesday, 14th May 2008 - Tuesday, 10th Jun 2008

Stand a chance to win 2 nights accommodation at The Datai Langkawi when you get the AirAsia GoInsure Travel Protection now!

You can get AirAsia GoInsure Travel Protection from RM6 when you book your seats online and be reimbursed for:
- Flight cancellation (non-refundable portion)
- Baggage loss/damage
- Accidental medical expenses
- Emergency medical evacuation
Available for all return cover policies only.

Terms and conditions apply.

For more detailed info, please visit:
http://www.airasia.com/amazing/en/pageWithHeader.php?menu=fun&content=50mil

Website:
http://www.airasia.com/goinsure

[Closed] JUSCO & MSIG "Count & Win" Contest

From Saturday, 17th May 2008 - Sunday, 8th Jun 2008

Participate in the JUSCO & MSIG "Count & Win" Contest and stand a chance to win:

Grand Prize:
- RM1,000,000 (Sum Insured*) MSIG Personal Accident Insurance
- 1 unit Panasonic 32" LCD TV
- JUSCO Gift Voucher worth RM500
* Sum Insured for Death & Total Permanent Disablement
There are other prizes to be won too!

Terms and conditions apply.

Visit in-store for more details.
http://www.jusco.com.my

Do you know about Vemma?

Find out more information by clicking the below stated list:
1. Company Information
2. Product Information
3. Product Comparison (Xango,Thai-go,Mango-xan,Naturally-Thai,Mangosteen Plus)
4. Learn about getting paid

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26 Tax-Saving Moves (Malaysia)

They are legal and permitted by Inland Revenue Board (IRB)
1) Save for your Child’s Education
 Since 2007, any amount that is deposited into a savings account for your child under national Education Savinds Scheme ( Skim Simpanan Pendidikan Nasional ) allows you to claim tax deductions.
 Tax Deduction: RM3000 per individual, spouse who file separate tax returns can each claim this amount .
 For Mr A: As he falls in the 24% tax bracket, he can save RM720 (RM3000@24%)

2) File Separate tax returns
 A separate assessment allow each spouse to claim personal tax relief of RM8000 while a joint tax return allows one spouse to claim a wife or husband relief of RM3000
 Tax Deduction: Each spouse earning Taxable income can claim personal tax relief of RM8000 by filling separate tax returns.

3) Ask your employer to increase your EPF contributions
 Contributions to the EPF are tax-exempt for the employees.
 To reduce your taxable income, ask your employer to reduce your monthly salary but increase your EPF contributions in same amount.
 For Mr A: Mr A agrees to takle monthly pay cut of RM1000 for an equivalent increase in his EPF contributions. At the end of the year, he receives an additional RM12000 in his pension fund but his taxable income is reduced by the same amount.

4) Change your cash remuneration to cash reimbursement
 Fixed allowances given by your employer each month for entertainment and housing or parking fees are taxable at your tax bracket.
 Change this to a “ reimbursement “ based on receipt and you are not taxed on the amount received.
 For Mr A: By Changing a yearly fixed allowance of RM6000 to a reimbursement of the same amount & supported by receipts, Mr A saves RM1440 (RM6000@24%)

5) Ask for a company car
 A car given by your employer is regarded as a benefit-in kind (BIK) & taxable.
 However, a company car is advantageous for taxpayers because the preset tax scale for cars is much lower than the actual cost of buying & maintaining a car.
 According to the Public ruling for BIKs, the tax payer must pay RM3600 in taxes every year, for a car worth RM75000
 If the employer pays for fuel, the tax payer is taxed an additional RM1200 for this BIK
 Tax deduction: Whether you benefit from a company car depends on the value of the car & your current tax bracket.

6) Make charitable contributions
 A gift of money to an approved charitable organisation entitles you to a tax deduction for the amount given.
 From 2008 onward, this amount cannot exceed 7% of your aggregate income.
 However Charitable donations that were made in 2007 are not subject to this limit.
 Tax deduction: Up to 7% of your aggregate taxable income can be reduced with this deduction.
 For Mr A: With his taxable income of RM90000, Mr A can make a donation of RM6300 & saves RM1512 (RM6300@24%)

7) Take Up postgraduate studies
 A relief of RM5000 per year for any course of study at the Master’s or doctorate level, the government announced in 2007 Budget the widening of the scope to all postgraduate studies.
 The course does not have to be done full time, but must be in an institution or professional body in Malaysia recognised by the government or approved by Minister of Finance
 Tax Deduction: RM5000 per individual
 For Mr A: As he completes his master’s degree. Mr A can save RM1200 (RM5000@24%)

8) Read, Read, Read
 Starting from 2007, taxpayers can claim a personal tax deduction to RM1000 for purchase of books, journals, magazines & other publications.
 To maximise this generous deduction, consider giving books as gifts.
 Tax Deduction: RM1000 per individual
 For Mr A: With book purchases of RM1000 Mr A saves RM240 (RM1000@24%)

9) Get Sporty
 You will get a deduction of RM300 for each year of assessment for the purchase of sports and exercise equipment for any sports activities defined under the Sport Development Act 1997
 Tax Deduction: RM300 per individual
 For Mr A: By buying RM300 worth of sports equipment, Mr A saves RM71 (RM300@24%)

10) Buy Life Insurance
 The maximum tax relief is RM6000 a year for premiums paid to an insurance company for life Insurance or deferred annuity plans.
 This Limit is shared with your contributions to the EPF, other employer schemes & contributions under any written law relating to widows or orphan pensions
 Tax deduction: RM6000 per individual (shared with your EPF contributions)

11) Take out a Medical or Education policy
 You can claim deductions of up to RM3000 a year for education & medical insurance (combined limit for both)
 This includes medical coverage that is part of life insurance policy
 A policy of this kind can be written for you, your spouse or your child.
 Tax deduction: RM3000 per individual
 For Mr A: After acquiring an education policy for his children, Mr A saves RM720 (RM3000@24%)

12) Pay your parents’ medical bills
 You are able to claim up to RM5000 for payments towards your parents’ medical bills.
 Tax deduction: RM5000 per individual
 For Mr A: By paying his parents’ medical bills, Mr A saves RM1200 (RM5000@24%)

13) Medical
 Claim a deduction of up to RM500 per tax year for a full medical examination & RM 5000 for medical expenses for yourself, spouse or child for serious disease.
 If you have also spent money on full medical in the same year, your claim will be reduce the RM5000 available for serious disease.
 A separate tax reduction of up to RM5000 a year is given for necessary basic supporting equipment for disabilities suffered by yourself, spouse, children or parent
 Tax Deduction:
RM 500 per individual for full medical check-up.
RM5000 for serious diseases or basic supporting equipment
 For Mr A: He claimed for a full medical check-up & saves RM120 (RM500@24%)

14) Pay Zakat
 If you are a muslim, paying any amount in zakat, fitrah or other obligation Islamic dues will entitle you to a tax rebate.
 Tax deduction: The Amount of zakat that you pay

15) Buy a Computer
 A deduction of up to RM3000 can be claimed once every three years for the purchase of computers, printers & bundled software.
 The similar incentive given previously in the form of a tax rebate was withdrawn with effect from 2007
 Tax deduction: RM3000 once every three years.
 For Mr A: Getting a computer for RM3000 & he can save RM720 (RM3000@24%)

16) Hire a Tax Consultant
 Consider hiring a tax consultant to explore ways your remuneration package can be structured to maximise your tax savings.
 Those who are earning at least RM5000 every month should be able to justify the cost of hiring a tax adviser with their tax savings
 Tax saving: this is dependent on your personal circumstances & the deal that you negotiate with your employer.

Tax–Savvy Investments:

17) Buy property valued below or at RM250000
 Stamp duty must be paid on all property transactions that involve a change of legal ownership.
 Last year’s budget (2008) announced a 50% stamp duty exemption for the purchase of houses that do not exceed RM250000
 The maximum tax savings that can be found here is RM2000 (for a house worth RM250000)
 This exemption is only given for one house per individual & applies to sale & purchase agreement signed between September 2007 & December 2010

18) Buy Similar property
 Similar property can be grouped together for income tax purposes.
 The IRB has indentified categories such as residential, commercial & vacant land.
 If you own two property in the same category, you can reduce the taxable profit made from one property with the loss, if any incurred from the other.
 Property investors are also exempt from real property gains tax for all disposals on or after 1st April 2007.
 However, taxpayers who are trading property–buying & selling in order to generate income–are liable to income tax.
 This exemption is meant for taxpayers who invest in property for a passive income
 Tax deduction: Taxable income received from renting out a property in a particular grouping such as residential can be reduced if a loss was incurred by another property in the same group.

19) Buy shares
 Invest in dividend-yielding shares if your tax bracket is above 26%.
 A new single-tier system was established under the national Budget for dividends received by shareholders.
 Companies pay tax of 26% (YA2008) and shareholders receive a net dividend that is exempt from tax & does not need to be filed with the IRB “Shareholders who fall into higher tax brackets [higher than 26%] are essentially [getting a] saving on the difference.
 The single-tier dividends is intended to simplify the tax filing process for individuals.
 From now on, there is no need to declare or apply for a refund. And as corporate taxes are falling, companies will be able to pass on more profits to their shareholders [in the form of dividends].
 However, not all companies will go under the single-tier system immediately as some of them might have imputation tax credits left, which they can use till 2013.
 Shareholders who receive dividends from companies using the imputation system will have to report the amount received and claim a tax refund if his personal tax rate is lower than the company’s tax rate (27% in YA2007, 26% in YA2006).
 Shareholders can identify the system used by the company as it is stated in the dividend vouchers.
 Tax Deduction: Your tax saving is the difference between your tax bracket & 26% (the corporate tax rate). This is only applicable to dividends given out by companies using the single-tier system.

20) Invest in REITs
 You can go into real estate investment trusts (REITS)if your tax bracket above 15%.
 There are 11 REITs listed on the Main Board.
 The tax on dividends given out by these property-related investments are taxed at 15% as compared to tax on dividend at 26% (under the new single–tier dividend system)
 Only tax brackets exceeding 15% would enjoy some tax savings by investing in REITs
 Since the distributions received by individual taxpayers have been subject to that 15%, the taxpayers are not required to declare the amount in their tax return.
 Tax deduction: Your tax saving is the difference between your personal tax bracket & 15%

Moves for Business Owners:

21) Maintain books and records from Day 1
 Keep separate bank accounts for personal & business transactions & establish a basic accounting system.
 The IRB recognises business income on an accrual basis.
 This means that as long as a transaction is completed, either a sale of goods or a provision of service, its value is immediately treated as business income & is taxable.
 However, unpaid transaction can be reduced your taxable income.
 Any expenses made for the business can be deducted from the business income.
 The General rule is that expenses can be deducted if it is wholly & exclusively incurred in earning your business income.
 So Keep the receipts for all supplies that you buy for your business
 However there is no deduction for capital expenditure although some assets will qualify for tax relief by way of capital allowances

22) Time the purchase & use of your fixed assets
 Capital allowances are permitted for certain business assets such as equipment, machinery, vehicles computers & software.
 The amount of allowances permitted each year depends on the category that asset falls into. (refer to Public Ruling No 2/2001 for the deductible rate of your assets.
 The first capital allowance is given for the accounting year in which the asset was purchased & used by the business.
 If you are contemplating a purchase, try to do it before the end of the accounting year, instead of just after, to claim the capital allowance against your business income.
 If you are buying the asset with a hire-purchase loan, allowance can only be claimed as & when repayments are made to the lender.

23. Buys a company car
 If you are a sole trader/partner in a business, any car or vehicle that is used for business purposes can bring about tax deductions.
 The business income is reduced by the car’s financing cost if you buy the car on hire-purchase.
 You are also deduct a certain amount for capital allowances every year,
 Before implementing this tax-saving technique, business owners must identify a percentage of the car’s use that is for private activities.
 As there is no definite ruling on how to determine this proportion for private use, business owners must apply a fair & reasonable figure that can withstand scrutiny.
 Estimating private mileage is an exercise that must be undertaken in accordance to the facts on your actual usage.

24. Hire your spouse or family member
 An effective tax-saving strategy is to hire a spouse or family member.
 For example, a husband who is a business owner can hire his wife. The wife’s salary is tax deductible but you must be able to show that she is doing something to earn it,
 In this situation, you would have to contribute to your wife’s EPF savings & that amount entitles her to tax relief.
 Another option is to make your spouse/family member a partner in your business.
 This allows you to divide the income made by the business between the both of you.
 As a partnership has no tax liability, both partners are liable for tax for the respective portion of business income that each earns.
 By opting for separate tax assessments, a husband & wife who are partners in a business can each claim individual tax relief.

25. Implement a process to ‘chase after’ unpaid debts
 Unfortunately, small business owners can complete a sale or service but might not receive payment, in full or in part.
 At the end of an accounting year, a debt, which is estimated to be wholly or partly irrecoverable, can be deducted from your business income & this lowers your tax bill.
 Tax authorities tend to look closely at bad-debt write-offs & provisions (for debts that are expected to be partly recoverable).
 So put in some effort to recover the debt before deeming it irrecoverable & you must evaluate each debt separately.
 The process that you put in place to recover your unpaid debts should be documented & any conclusion that you make should be supported with documentation as well.
 For example, you must show why it is not cost effective to take legal action against a customer.
 However, if you eventually recover bad debts that have been written off or partially written off, you must include this amount in your taxable income for the year that you received payment.

26. Dedicate a space in your home office
 Working in your own house can result in tax deductions for the costs related to your “home office”.
 This includes electricity, telephone bills, quit rent & service charges of apartments.
 The best way to claim for these deductions is to dedicate a room or place as the working environment.
 A dedicated area helps to identify expenses that are specifically for business purposes & can be claimed in full.
 Items that are used by the business as well as personal use, such as electricity, must be apportioned.
 One way to do so is on the basis of floor area.
 If the business owner pays rent for the working area, this expense can be deducted from the business income.
 This applies to rent that is paid to a spouse who owns the home but is not involved in the business.
 However, this is strategy is only effective if the spouse who is not involved in the business is taxed at a low tax rate as rental received must be declared as taxable income.
 If this is an appropriate strategy for the business owner, A tenancy agreement that specifies rental for a specific part of the house at the prevailing market rate.